why seniors love compare travel insurance
No Hidden Fees
Travel agents and airlines charge huge commissions. We don’t! Our seniors insurance comparison is free to use. You'll be directed to the insurer's website to buy travel insurance without any sneaky charges. We promise!
No Age Limits
Looking for holiday insurance over 70? We’re staying younger for longer and we’ve got heaps of policies for ages 60 to 100. So don't worry, you're not over the hill yet in terms of seniors travel insurance!
Feel secure
All the companies we compare have 24/7 emergency assistance, and are underwritten by reputable insurers such as Allianz Australia, Auto & General, Chubb, Lloyds, Great Lakes & more!
Medical conditions
Get instant cover for osteoporosis, high blood pressure and many more pre-existing conditions. One simple form makes it quick and easy to compare heaps of seniors travel insurance quotes.
Grandchildren are covered!
Some policies cover your grandkids for free as long as they’re under a certain age, not in full-time employment and named on your policy. Yippee to family holidays!
Product choice
We compare heaps of seniors policies from some of Australia’s most reputable travel insurers including 1Cover, Budget Direct, Fast Cover, Insure and Go and more!
travel insurance extraordinaire at your service
Need some help? Check out handy FAQS to help with all your curly travel insurance questions.
FAQswhy you should get seniors travel insurance?
Finding the right travel insurance when you're over 65 is a must-do. Seniors travel insurance is vital to protect your holiday from unexpected events and includes cover for medical expenses, luggage, trip cancellation and more. You can purchase a seniors travel insurance policy up to the age of 100. Remember pre-existing medical conditions can affect the price of your policy so make sure these are declared.
seniors travel insurance tips
Getting older? More like outliving the warranty! After working hard your whole life, perks like more free time and more disposable income mean that older travellers are increasingly travelling well into their 70s, 80s and 90s - we've even taken calls from a few centenarians! While travel insurance is a must for all travellers, it is especially important for older travellers who might have pre-existing medical conditions. If you are a little older, you can find it more challenging to find travel insurance which meets your needs and budget, as premiums can be higher, or particular travel insurers may not cover you at all. The travel Insurance experts at Compare Travel Insurance are here to help seniors find the right cover for their trip.
Here's our top five tips for purchasing seniors travel insurance:
- Shop around: comprehensive travel insurance for a 70-year-old visiting Bali for two weeks can vary from around $186 to $602.
- Check the coverage limits: some insurers reduce the medical cover, or cover for illness related cancellations for people over 70.
- Check the excess: some insurers have an increased excess for medical claims.
- Consider pre-existing conditions: unless it is an automatically covered condition, consider declaring your pre-existing conditions for peace of mind. Many brands now have online screening forms so you can find out immediately whether they'll cover you.
- Read the Product Disclosure Statement: check for any exclusions so you know exactly what you are and aren't covered for. Considering seniors travel insurance? Have a look at our trending articles for more information on how to get seniors travel cover which works for you and your wallet.
trending seniors tips
Pre-existing Medical Conditions
Having pre-existing medical conditions doesn't mean you can't get cover or that it has to be expensive. It simply means that you need to dig a little deeper when doing your research.
Seniors Travel Insurance Age Limits
If you’re over 60, finding reasonably priced travel insurance can be tricky. We've done the hard work for you. Find out which insurers offer great value seniors travel insurance right here.
Seniors Travel Insurance - The Ultimate Guide
One of the greatest things about getting older is the freedom to travel and explore new parts of the world. But before jet-setting across the globe to visit the grandkids or long lost friends, it is important to get the right travel insurance.
seniors travel insurance faqs
Have a senior's travel insurance question? Here are some of the most common questions we get from senior citizens.
Some insurers automatically cover any dependent children or grandchildren travelling with you at no extra cost, as long as they are under the age of 18, not in full time employment and are listed on your policy. Additional terms and conditions may apply so be sure to understand your insurer's definition of a dependent.
Although you can compare seniors quotes up to the age 100 on Comparetravelinsurance.com.au, some insurers do have age limits you should be aware of. Our handy guide provides more details on seniors travel insurance age limits.
Yes, but the older you get, you might find more exclusions and less cover is available to you. You might need to prove your health status with a medical assessment if you are over a certain age.
Unlimited overseas medical expenses Cover for pre-existing medical conditions Loss of luggage Cancellation Replacement of money Personal liability And more...
An ongoing medical or dental condition which you are aware of, or have symptoms of. A condition you are currently seeking medical treatment for, or have previously been treated for, by a medical professional. A condition you are taking medicine for currently or you’ve had surgery for, in the past 12 months. Note: pre-existing medical conditions apply not only to the person who buys the travel insurance policy, but also your travelling companion or close relative.
Most insurers have a list of pre-existing medical conditions that are automatically covered for free like asthma, cataracts, some types of diabetes, hypertension which do not require an assessment or declaration form to be submitted. If you have a pre-existing medical condition not listed, you may be able to get cover for an additional fee. Depending upon the seriousness and recency of the condition, your application may require further assessment. See more about pre-existing conditions and medical assessments here.
Most insurers cover Type I and Type II diabetes if you were diagnosed more than 12 months ago - age restrictions often apply. Luckily for you - our diabetes guide details who-covers-what.
Most insurers cover some form of hypertention automatically, but conditions to do with your last reading and age limit might apply. Our handy table helps you compare which insurers cover hypertension.
Mid-range and Comprehensive policies provide cover for your items - but single item limits apply. Usually you will be covered for around $750 per item. If your hearing aids of false teeth (or any other high value item) are worth more than this, you'll need to tell your insurer so they can make sure you are properly insured.
All insurance premiums are calculated based on your risk, so your age compared to the past claims history of your age group will determine how much your travel insurance will cost. As there does tend to be more claims for senior travellers, premiums do tend to be a little higher.
No, you don’t have to get a medical assessment to buy a policy, but without it you will not have cover for any of your pre-existing conditions that have not been assessed.
Yes, subject to typical exclusions. Remember that each insurer has limits on how much they cover for, so you should consider if you need to increase your cover for your expensive wheelchair. If you're due compensation from an airline for damage to your wheelchair, travel insurance will not reimburse you also.
It depends! You can certainly get cover. Some insurers cover you for cruising automatically, others require you to purchase their cruise pack in order to covered on land and sea. If you click 'more info' within the quote results, we tell you if the policy covers for cruises automatically. Alternatively, visit our cruise insurance page to get quotes that include cruises.
Our guide to seniors travel insurance has heaps more handy information to help you find the best cover for your upcoming holiday! Confused? We cut through any grey areas!
travel insurance review
Got a quote and read the Product Disclosure Statement, but still not sure which seniors travel insurance policy to choose? Our travel insurance reviews are here to help! Thousands of Australian customers have given us their thoughts on their travel insurer to help you compare the customer service and claims process.
